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2nd Public Call for Micro and Small Enterprises is published under the EmBRACE Project


The Croatian Agency for SMEs, Innovation and Investments (HAMAG-BICRO) announces the 2nd Public Call for submission of small project proposals from micro and small enterprises located in the cross-border area of Croatia, Bosnia and Herzegovina, and Montenegro, within the framework of the EmBRACE Project.

The EmBRACE project is implemented under the Interreg VI-A IPA Cross-border Cooperation Programme Croatia – Bosnia and Herzegovina – Montenegro 2021–2027, with the aim of fostering continuous growth and improving the competitiveness of micro and small enterprises in the cross-border area of the three countries.

The project is carried out within the Small Project Fund (SPF). The total funding provided from the European Regional Development Fund and IPA III Fund for micro and small enterprises under the EmBRACE project amounts to EUR 8,725,324.36.

The second Call is opened on October 1, 2025, and applications will be accepted until December 15, 2025. A total of EUR 3,000,000.00 in grants is available under this Call.

What can be funded under this project?

Financial support will be granted for the development and adaptation of business models, products, services, and processes, encouraging the growth of local micro and small enterprises, with a strong emphasis on introducing product or process innovations, developing pilot actions, and new business solutions, while also improving cross-border business cooperation.

Up to 85% of the total small project value can be co-financed with EU funds, with a maximum EU contribution per small project of EUR 200,000.00.

Each Small Project proposal must include cooperation between a minimum of two (2) and a maximum of three (3) project partners or final recipients from different countries within the programme area. One of the partners must be based within the European Union.
Cooperation between partners from all three (3) countries in the programme area will be awarded an additional 5 points during evaluation.

Eligible applicants are exclusively micro and small enterprises operating in the programme's cross-border area.

The EmBRACE project and all details of the public call will be presented during Informative Workshops to be held in November 2025 in the following cities:

  • Sisak
  • Vitez
  • Podgorica
  • Zadar
  • Ljubuški

Exact locations and dates will be announced at a later stage.

Where to find more information?

Deadlines and application procedures are outlined in the Guidelines for MSEs as Final Recipients (GfA).

Additional information and documents related to the 2nd Project Call and EmBRACE project are available here.

Applications for project participation can be submitted via the project’s online platform: https://cbchb.eu/application/.

We invite all interested entrepreneurs to start preparing their small project proposals now and take advantage of this opportunity to grow their business!

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Signed Co-Financing Agreements for Projects under the EUREKA and Eurostars Programmes

At HAMAG-BICRO, on September 16th, 2025, a ceremonial signing of grant agreements from the EUREKA and Eurostars programmes took place.

The objectives of the EUREKA programme are to encourage companies to invest in research and development activities, thereby strengthening their innovation capacity, to foster international cooperation among entrepreneurs, and to create a foundation for international market placement.

Based on the signed agreements, HAMAG-BICRO will allocate a total of EUR 1,200,000 in grants from the EUREKA programme, which is financed with national funds, to small and medium-sized enterprises. Beneficiaries of the EUREKA programme are companies whose innovations will contribute to business improvements in sectors such as healthcare, veterinary medicine, education, information technologies, and others.

Eurostars is a research and development programme created as a joint initiative of EUREKA and the European Commission, aimed at encouraging small and medium-sized enterprises (SMEs) to collaborate with international partners in launching research and development (R&D) activities.

It is part of the European Partnership for Innovative SMEs and the Research Programme Croatia. The partnership is co-financed by the European Union through Horizon Europe. The Research Programme Croatia is financed from the Second Swiss Contribution to selected EU Member States for the reduction of economic and social disparities.

HAMAG-BICRO regularly announces calls for international collaborative projects under the Eurostars-3 – European Partnership on Innovative SMEs/Eurostars programme.

During Call No. 8, for which the deadline for full application was in March 2025, a total of three Croatian companies were successfully evaluated at the European level, competing against 37 countries. Based on the signed agreements, HAMAG-BICRO will allocate a total of EUR 500,000 in grants from the Eurostars programme to small and medium-sized enterprises.

The contracts were handed over to entrepreneurs by the President of the Management Board of HAMAG-BICRO, Mr. Vjeran Vrbanec, and Deputy President of the Management Board, Mr. Ante-Janko Bobetko.

HAMAG-BICRO congratulates the entrepreneurs on their successful project applications and on receiving the EUREKA label, which ensures visibility and added value in the European market and signifies the quality of the project and its partners to potential investors and clients.

The Bord of Directors of HAMAG-BICRO and the members of the EUREKA and Eurostars teams wish everyone successful project implementation.

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Sustainable Growth through International Partnerships: HAMAG-BICRO Vouchers for Business Meetings 2025

HAMAG-BICRO invites entrepreneurs to take advantage of vouchers for international business meetings in 2025 – a great opportunity for those looking to operate sustainably, build green and digital innovations, and develop new international partnerships.

The updated list of events brings top opportunities for B2B networking, knowledge exchange, and project development in the areas of sustainability, circular economy, cybersecurity, and mechatronics.

Why participate?

  • Connect with international partners in sustainability and green transition
  • Take part in B2B meetings with leading companies, innovators, and researchers from around the world
  • Present your products, services, and ideas on a global stage
  • Strengthen your international network and find new clients
  • Learn about the latest trends shaping the future of industry

Upcoming international events (September – October 2025):

  • 16–18 September, Budapest (Hungary) – Central European Plastics Meeting 2025
  • 18 September, Celje (Slovenia) – Connect2Slovenia – International Matchmaking Event 2025
  • 23–24 September, Valencia (Spain) – The ECSO CISO Meetup 2025 (cybersecurity & resilience)
  • 24–25 September, Graz (Austria) – International Forum Mechatronics 2025
  • 29 September – 1 October, Gothenburg (Sweden) – ECOSYSTEX Conference 2025 (sustainable textile ecosystems)

How does the HAMAG-BICRO voucher program work?

  1. Application: Choose an event from the list and apply for a voucher.
  2. Before the event, HAMAG-BICRO will provide you with all necessary information and guidelines.
  3. After attending, please submit a report on your activities.
  4. Result: Easy participation, new collaborations, and international business expansion.

More information
Find detailed information on conditions and how to apply here:

For additional inquiries: eurostars[at]hamagbicro.hr

The voucher program for business meetings is funded by the Eurostars program.

Eurostars is part of the European Partnership for Innovative SMEs and the Research Programme Croatia.

The partnership is co-financed by the European Union through Horizon Europe.

https://research-and-innovation.ec.europa.eu/funding/funding-opportunities/funding-programmes-and-open-calls/horizon-europe_en

CRO: https://www.obzoreuropa.hr

The Research Programme Croatia is funded through the second Swiss Contribution aimed at reducing economic and social disparities within the European Union.

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