Financial instruments are one of the most efficient ways to use financial resources to achieve the goals of encouraging small and medium-sized enterprises.

By targeting projects that are potentially economically viable, financial instruments provide support for investments by way of loans, guarantees, and the possibility of combining with interest rate subsidies, and equity and quasi-equity financing instruments.

Financial instruments help to mobilize additional public and/or private sources of funding to address market failures. Given the current economic situation and the increasing scarcity of public resources, financial instruments are expected to play an even more significant role in the future.