Feature / Product (financial instrument)

Microloan for growth and inclusion

Eligible borrowers

- Micro enterprises

- Small enterprises

Amount

EUR 1,000 – 25,000

Interest rate*

The base rate for the Republic of Croatia on the received date of the application reduced by 1 percentage point (Link)

Minimum loan interest rate is 0.5%.

Grace period

Up to 1 year

Repayment period

Up to 5 years, including the grace period

Security instruments

Debentures, and other security instruments depending on risk assessment

Aid

- De minimis

Purpose

- Fixed assets (tangible and intangible assets)
- Working capital - up to 30% of the loan amount