HAMAG-BICRO - Gateway to Innovation and Business in Croatia
WHAT WE DO
We encourage/ give boost to the development of Croatian SMEs by way of grants, guarantees and loans with favourable interest rates along with programs for encouraging research, development and innovation


5 Sectors:
Implementation Monitoring Sector – Entrepreneurship
Manages the execution and administration of grant agreements with SMEs funded from ESI funds, Croatian state budget and from other financing sources
Implementation Monitorning Sector – Research, Development and Innovations (IRI)
Manages the execution and administration of grant agreements funded from ESI funds, Croatian state budget and from other financing sources in the field of research, development and innovation
Evaluation and Contracting Sector
Manages preparations for grant agreement programs, participates in grant procedures funded from ESI funds, Croatian state budget and from other financing sources for SMEs and in the field of research, development and innovation
Financial Instruments Sector
Prepares, implements and manages financial instruments funded from the Croatian state budget, ESI funds and other sources
Entrepreneurship Support and Development, Coordination and International Cooperation Sector
Manages preparation, implementation and administration of international projects aimed at acquiring knowledge and experiences, stimulates creative entrepreneurship, internationalization and development of business environment funded from ESI funds, Croatian state budget and from other financing sources. Coordinates the work of 20 regional offices of the agency
Why HAMAG-BICRO?
KNOW-HOW - our extensive experience with Business Support Organizations – local and regional development agencies, business centers, business accelerators and incubators, tech parks and competence centers – allow us to recognize entrepreneurs’ needs and offer an appropriate service of high quality
REFERENCE POINT – through HAMAG-BICRO you can connect with business incubators, start-ups, business accelerators, SciTech parks and other institutions for international business
EXPERIENCE IN INTERNATIONAL PROJECTS AND PROGRAMS – by participating in 14 international projects of total worth over 30,5 mil EUR we have ensured transfer of knowledge, technology and innovation, research finance and connected domestic as well as international partners.
CROSS-BORDER ELIGIBILITY – by establishing HAMAG-BICRO branches throughout Croatia – in all Croatian counties - we have facilitated cross-border eligibility to a large number of domestic and international entrepreneurs and institutions.
NATIONAL INNOVATION SYSTEM SUPPORT AND REFERENCE POINT – interministerial and interinstitutional monitoring of innovation programs and measures; monitoring of national S3 coordination, information exchange; developing expertise in innovation monitoring



