COVID-19 Loan

You can download the full text of the program here.

Instrument feature/
Program title
COVID-19 Working Capital Loan
Target group

Micro, small and medium-sized entrepreneurs

AmountUp to HRK 380,000.00
Interest rate0,25%
Period of use6 months
Grace periodUp to 12 months if the repayment period is a minimum of 2 years
Repayment periodUp to 5 years, including the grace period
CollateralsLoan beneficiary’s promissory note
AidDe minimis/state aid in compliance with the Temporary Framework
Intended useWorking capital - 100% of the loan amount


Financial instrument is not intended for:


  • Sectors excluded by Article 1 of the Regulation on de minimis aid: fisheries and aquaculture and primary agricultural production;
  • Tobacco and distilled alcoholic beverages;
  • Manufacture of weapons and ammunition and their trade;
  • Casinos and similar companies;
  • Other activities and activities excluded by the terms and conditions of the Program.